If you’re reading the headlines, you’re likely guessing that it’s maybe a shack or complete teardown, here in Santa Clara and Santa Cruz Counties. Well, for all those first time home buyers, you’ll be happy to know that we’ve helped quite a few buyers get into homes in the $750K - $850k+ price range this past year. While it takes a little more homework and sweat equity to make it happen, it’s most definitely possible.

But the bonus is that we have a secret weapon here at EF Homes, called our Ready to Stay program that’s exclusive to us and Keller Williams. This program allows you to either access up to $75K as a current or recently crowned home owner to update your home. These improvements can include, but isn’t limited to:

Bathroom and Kitchen updates

Landscaping and Outdoor Living Upgrades

New Roof

Interior & Exterior Painting

New Flooring

Decking and Porches

This is fantastic because many home buyers may have put everything they had into the down payment, so this financing comes at an attractive 0% rate for the first 12-months and then competitive rates will kick in.
All great news, so maybe it’s time to dip your toe in or jump right in. Either way, our EFHomes.com library of resources can help. This includes:
Neighborhood home search tool with alerts the second a home comes on the market
Mortgage & home value calculators
Weekly vlog episodes covering trends, news and market updates that include all things ADU’s, vacation rental laws, hot neighborhoods to watch and new laws impacting local neighborhoods including Prop 19
Our value-packed e-newsletter (near top of home page) so you can keep up with all things real estate
Thank you for letting EF Homes be your real estate resource, just let us know how we can help you when the time is right.
-Erick Fernandez